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PERSONAL FINANCE

Save a Lot of Money With a Piggy Bank

Save a Lot of Money With a Piggy Bank

I have been terribly poor in my attempts to save money over the years. I literally lived from hand to mouth until I explored the relevance of making good financial choices and saving even the little amounts of money I previously did not regard. If you want to save the little amounts of money you undervalue and watch it grow, get a savings box. This is not as simple and old-fashioned as it may sound. It could help transform your finances.

Here are five reasons why getting a savings box is the perfect idea to have crossed my mind so far this year and why you should get one.

 

1.  You Save Extra Money

You do not need to have a huge amount of money before you save.

You can save extra money from the day’s budget rather than being tempted to spend it on something you do not need. When you succeed in buying a product for less than you budgeted, what do you spend the left-over money on? Fries, ice cream or beer? This is a perfect opportunity for you to save the extra money in your savings box.

Sometimes, you may be tempted to disregard coins and small denominations. But remember that, little drops of water make a mighty ocean.

When you find money you may have forgotten about in your handbag or wallet, drop it in your savings box because the more you save these little amounts, the faster your money grows.

 

2.  You Can Save Towards a Goal

A goal can be achieved by saving in a piggy bank depending on the type of goal, how often and how long you save. In December 2017, a friend showed us a significant amount of money he had saved from the beginning of the year in his savings box.

The amount of money you save in your piggy bank can be your savior at the end of the day.

Remember, this is money you put away without thinking about it short-term. It gives you an opportunity to accumulate more money. Occasionally, you can drop a significant amount of money in your piggy bank, if you can, but take it easy and simple as you save.

Having a goal in mind will keep you going and prevent you from the temptation of breaking the box open. Treat your savings box as a no-go zone and allow your money to grow.

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3.  It Develops Your Savings Habit

If you have been through the struggles of trying to save consistently like me, saving in a piggy bank can help to develop your savings habits. A savings box is the first step to indicate that you appreciate the essence of putting money away for the future.

Have you ever wondered why a piggy bank is one of the ways parents use to develop the habit of saving in their children?

If you’re grown up and are still working on getting used to saving, do not hesitate to get a piggy bank.

Another interesting thing about a savings box is that it allows you to save money which you cannot walk into the bank to deposit. For instance, when you have a little extra money, you do not need to bother going to the bank. You can just drop it in your piggy bank. Remember, it’s a piggy BANK.

 

Piggy Bank with coins, Saving, savings method

 

4.  It Gives You Gratification

Ever planted a flower? Do you remember how you felt looking forward to it to blossom? That is exactly how you will feel on your new savings journey.

There is a sense of gratification knowing that you are doing something for a positive cause. The right management of all your resources including your money is a bedrock for your personal growth and progress. When you are doing the right thing, it gives you the most amazing feeling ever.

You should be excited knowing there is a seed growing into something big each time you drop a coin in your savings box.

 

5.  It Provides Another Saving Stream

Lastly, there are multiple saving streams, and a savings box can be one of them. Bank deposits are a safe and popular way of saving money. Mobile money banking has also become widespread and people save money through diverse ways.

Your savings box must not replace your bank account or other means of saving. It only complements your other savings streams and adds up to the amount of money you save every day/month/year. Since you cannot walk into the bank to save one or two cedis/dollars, your piggy bank is on standby.

 

Conclusion

You are not too old to own a savings box. A savings box can help you save extra money, save towards a goal, develop your saving habit, provides you another saving stream and gives you a sense of fulfillment.

Get a savings box now, start saving and you will be amazed at how much money you would have saved in a year.

Do you own a savings box? What is your smallest most relevant savings tip?



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Zarina

Hi, I'm Zarina. I'm obsessed with learning and sharing self-improvement solutions with women. I enjoy hanging out with like-minded people and learning new things. Oh, have I told you I'm a glorified foodie?

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About Me

About Me

Hi there. I'm Zarina

I'm obsessed with sharing self-improvement tips with women. Have I told you I'm a glorified foodie?

Recent Posts

  • How to Say “NO” Without Feeling Guilty

    August 3, 2021
  • Emotional Mother’s Day Messages for MOM

    May 3, 2021
  • How to Stop Being Shy and Communicate Confidently

    April 2, 2021

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